Quick Cash When You Need It Most
Friendly, regulated loans from P500 to P7,000. Apply in minutes, get approved fast, and receive funds straight to your account. No hidden fees - ever.
Loan Calculator
How It Works
Get Funded in Minutes
Three simple steps to get the cash you need. No paperwork, no queues, no hassle.
Calculate Your Loan
Use our calculator to find the right amount and term. See exactly what you'll repay - no surprises.
Apply in Minutes
Complete a quick application on your phone. Upload your ID and we'll verify you instantly.
Receive Cash
Once approved, funds go straight to your bank account or mobile wallet. Same day, no waiting.
Our Products
A Loan for Every Need
Choose the product that fits your situation. Transparent terms, fair rates, no hidden fees.
Quick Cash
For small, urgent expenses. Fast approval, single repayment.
Emergency Loan
When life throws a curveball. Higher limits for when you really need it.
Instalment Loan
Spread your payments comfortably over 2–3 months with equal instalments.
Salary-Backed
Backed by your steady income. Better terms for employed professionals.
Why Trust Us
Your Financial Safety Comes First
Licensed by NBFIRA
NBFIRA/ML/2024/XXX
NBFIRA Licensed
Fully regulated by the Non-Bank Financial Institutions Regulatory Authority. Your protection is guaranteed by law.
Transparent Pricing
What you see is what you pay. Our calculator shows the exact total - no hidden fees, no surprises.
Fair Lending
Simple interest only. Penalty caps protect you from debt spirals. 48-hour cooling-off period on every loan.
Bank-Grade Security
256-bit encryption, secure OTP verification, and strict data protection for your personal information.
FAQ
Common Questions
You can borrow from P500 to P7,000 depending on the loan product. Quick Cash offers up to P3,000, Emergency up to P5,000, and Instalment and Salary-Backed loans up to P7,000.
After your 48-hour cooling-off period, funds are disbursed the same day via bank transfer or mobile money. Most borrowers receive their money within hours of the cooling-off expiry.
By regulation, you have 48 hours after signing your loan agreement to cancel with no penalty. This protects you from making hasty decisions. After 48 hours, your loan becomes active and funds are disbursed.
You'll need your Omang (national ID), a recent payslip or proof of income, and bank account details. Everything is uploaded through the app - no need to visit an office.
We use simple interest only (required by law). The formula is: Principal × Rate × Days / 365. For example, P2,000 at 12% for 30 days = P19.73 in interest. Our calculator shows you the exact amount before you apply.
Contact us immediately - we want to help. Late payments incur a penalty of up to 5% of the outstanding balance per month, but penalties are capped and can never exceed your original loan amount (in duplum rule). We offer restructuring options for genuine hardship.
Yes. We are fully licensed by the Non-Bank Financial Institutions Regulatory Authority (NBFIRA) under the Micro Lending regulations. Our licence number is displayed at the bottom of every page.
Absolutely. You can repay your loan in full at any time with no early repayment penalties. You'll only pay interest for the days you've had the loan.
Ready to Get Started?
Join thousands of Batswana who trust Typo Cash Solutions for quick, fair, and transparent micro-loans.
No credit card needed. No commitment. Cancel any time during the cooling-off period.